Donor Advised Funds

For Fidelity Charitable, Schwab Charitable and BNY Mellon

How to Use the DAF Direct Form

  • Select the sponsoring organization from the “Donate now from” field.
  • Enter the amount (in dollars) you would like to recommend in the “Amount” field.
  • Click on the “NEXT” button to proceed to the sponsoring organization’s website to complete your donor advised fund transaction. Please note, you will be directed to an external website to complete your transaction.
  • If you have a DAF with a sponsoring organization not represented on this list, you can still recommend grants directly to your sponsoring organization. KruShan Foundation is a qualifying 501(c)3 charity. (Tax ID: 87-4716839)

Fidelity Charitable, Schwab Charitable and BNY Mellon

For other DAF sponsors

You can use the links below to log into your DAF portal. If you have a DAF with a sponsoring organization not represented on this list, you can still recommend grants directly to your sponsoring organization.

Use the following information to recommend a grant:

  • Legal name: KruShan Foundation
  • Federal Tax ID: 87-4716839
  • Mailing Address: 301 Shade Rd, Wimberley, TX, 78676
  • Designation: Where it’s needed most

American Endowment Foundation
Ayco Charitable Foundation
Bank of America
Goldman Sachs Philanthropy Fund
Jewish Communal Fund
Morgan Stanley GIFT
National Christian Foundation
National Philanthropic Trust
Raymond James Charitable
Renaissance Charitable Foundation
Silicon Valley Community Foundation
U.S. Charitable Gift Trust
Vanguard Charitable

What is a donor-advised fund?

A donor-advised fund (DAF) is a type of giving program that allows you to combine the most favorable
tax benefits with the flexibility to easily support your favorite charities. An increasingly popular
charitable vehicle, DAFs are an excellent way to both simplify your charitable giving and facilitate your
strategic philanthropic goals.


How does it work?

  • Establish your DAF by making an irrevocable, tax-deductible donation to a public charity that
    sponsors a DAF program
  • Advise the investment allocation of the donated assets (any investment growth is tax-free)
  • Recommend grants to qualified public charities of your choice

What are the main advantages of a donor-advised fund?

Simplicity – The DAF sponsor handles all record-keeping, disbursements, and tax receipts.
Flexibility – Timing of your tax deduction can be separate from your charitable decision making.
Tax-efficiency – Contributions are tax-deductible and any investment growth in the DAF is tax-free. It is
also easy to donate long term appreciated securities, eliminating capital gains taxes and allowing you to
support multiple charities from one block of stock.
Family legacy – A DAF is a powerful way to build or continue a tradition of family philanthropy.
No start-up costs – There is no cost to establish a donor-advised fund. However, there are often
minimum initial charitable contributions to establish the DAF (typically $5,000 or more).**
No transaction fees – Once approved, 100% of your recommended grant goes to your qualified public
charity of choice.**
Privacy if desired – Donors may choose to remain anonymous to the grant recipient.
** Sponsoring organizations generally assess an administrative fee on the assets in a DAF. These fees
vary by sponsoring organization.

How it works (Detail):

1) An individual or entity makes an irrevocable contribution to a sponsoring charitable organization to
establish a donor-advised fund. This person becomes a donor-advisor.
2) The sponsoring organization allocates the charitable contribution to the particular donor-advisor’s
DAF. The donor-advisor has the opportunity to name the DAF (e.g. The John Doe Fund).
3) The donor-advisor retains advisory privileges over the investment allocation for the DAF. Since the
assets in the DAF belong to the sponsoring organization, any investment growth is tax free. The
investment options available vary by sponsoring organization.
4) The donor-advisor has advisory privileges over the disbursements made from the DAF. The
disbursements are recommended by the donor-advisor, but must meet the grant making criteria of
the sponsoring organization. Typically, disbursements may only be recommended to IRS-qualified
public charities exclusively for charitable purposes. Additionally, the donor may not receive any
more than incidental benefits as a result of the disbursement.
5) Once the sponsoring organization approves the recommended disbursement, the grant is made to
the qualified charitable organization.